The Influence Of The Social Security Program On The Benefits Received By The Workforce As A BPJS Employment Binjai Participant

Feb 27, 2025 by ADMIN 127 views

The Influence of the Social Security Program on the Benefits Received by the Workforce as a BPJS Employment Binjai Participant

Introduction

The social security program is a crucial aspect of the workforce's well-being, providing financial protection and benefits to workers in the event of accidents, death, or retirement. In Indonesia, the BPJS Employment program is a government-run social security system that offers various benefits to its participants. This study aims to examine the effect of the social security program on the benefits received by the workforce as BPJS Employment Binjai participants. By analyzing the data collected through questionnaires distributed directly to BPJS Employment participants in Binjai City, this study seeks to identify how much the benefits are felt by the workforce as participants of this social security program.

Methodology

The data used in this study are primary data collected through questionnaires that are distributed directly to BPJS Employment participants in Binjai City. The author uses a logit model with the maximum likelihood method assisted by EViews 4.1 software to analyze the data. The results of the analysis are presented in the following sections.

Results

The results of the analysis showed that several social security programs, namely Work Accident Insurance (JKK), Death Insurance (JK), and Pension Insurance (JP) have a positive influence on the benefits received by the workforce, although the influence is not significant. However, the Old Age Insurance (JHT) is proven to have a significant positive influence on the benefits received by BPJS Employment participants.

The McFadden R2 of 0.412355 indicates that around 41.23% variations in the benefits of the BPJS Employment program received by participants can be explained by independent variables namely JKK, JHT, JP, and JK. This finding shows that among the four programs studied, participants feel more benefits from old age insurance (JHT) compared to other programs.

Discussion

The significant positive influence of the Old Age Guarantee (JHT) shows the importance of this program for the workforce, especially in preparing their retirement. This program provides a sense of security and financial protection for the participants when they no longer work, so as to improve the quality of life in old age.

On the other hand, although other programs such as Work Accident Insurance (JKK), Death Guarantee (JK), and Pension Insurance (JP) also have an influence, the affectation of these influences shows the need for further evaluation of the effectiveness and socialization of these programs to the workforce. This is important to increase participants' understanding and awareness of the benefits they can receive.

Conclusion

In conclusion, this study provides an overview of the benefits received by BPJS Employment participants and highlights the importance of the Old Age Insurance (JHT) program. The findings of this study can be used as an evaluation material for BPJS Employment to improve and strengthen existing programs. By understanding more about the impact of each social security program, BPJS Employment can design more effective policies in providing protection and benefits to workers in Indonesia.

Recommendations

Based on the findings of this study, the following recommendations are made:

Improvement of the Old Age Insurance (JHT) program: The significant positive influence of the Old Age Guarantee (JHT) program highlights the importance of this program for the workforce. Therefore, it is recommended that BPJS Employment improves and strengthens this program to provide better financial protection and benefits to participants.
Evaluation of the effectiveness and socialization of other programs: Although other programs such as Work Accident Insurance (JKK), Death Guarantee (JK), and Pension Insurance (JP) also have an influence, the affectation of these influences shows the need for further evaluation of the effectiveness and socialization of these programs to the workforce.
Design of more effective policies: By understanding more about the impact of each social security program, BPJS Employment can design more effective policies in providing protection and benefits to workers in Indonesia.

Limitations

This study has several limitations that should be noted. Firstly, the data used in this study are primary data collected through questionnaires distributed directly to BPJS Employment participants in Binjai City. Therefore, the findings of this study may not be generalizable to other regions or populations. Secondly, the analysis of the data is limited to a logit model with the maximum likelihood method assisted by EViews 4.1 software. Therefore, the findings of this study may not be comprehensive or exhaustive.

Future Research Directions

This study provides a foundation for future research in the area of social security programs and their impact on the workforce. Some potential future research directions include:

Comparative study of social security programs: A comparative study of social security programs in different regions or countries can provide valuable insights into the effectiveness and socialization of these programs.
Analysis of the impact of social security programs on different demographics: An analysis of the impact of social security programs on different demographics such as age, gender, and occupation can provide valuable insights into the effectiveness and socialization of these programs.
Design of more effective policies: By understanding more about the impact of each social security program, BPJS Employment can design more effective policies in providing protection and benefits to workers in Indonesia.

Conclusion

Q: What is the social security program and how does it benefit the workforce?

A: The social security program is a government-run system that provides financial protection and benefits to workers in the event of accidents, death, or retirement. It includes various programs such as Work Accident Insurance (JKK), Death Insurance (JK), Pension Insurance (JP), and Old Age Insurance (JHT).

Q: What is the Old Age Insurance (JHT) program and how does it benefit the workforce?

A: The Old Age Insurance (JHT) program is a social security program that provides financial protection and benefits to workers in their old age. It provides a sense of security and financial protection for participants when they no longer work, so as to improve the quality of life in old age.

Q: What are the benefits of the social security program for the workforce?

A: The social security program provides various benefits to the workforce, including financial protection and benefits in the event of accidents, death, or retirement. It also provides a sense of security and financial protection for participants, which can improve their quality of life.

Q: How does the social security program impact the workforce?

A: The social security program has a significant impact on the workforce, providing financial protection and benefits in the event of accidents, death, or retirement. It also provides a sense of security and financial protection for participants, which can improve their quality of life.

Q: What are the limitations of the social security program?

A: The social security program has several limitations, including the need for further evaluation of the effectiveness and socialization of the program to the workforce. It also requires improvement and strengthening of existing programs to provide better financial protection and benefits to participants.

Q: How can the social security program be improved?

A: The social security program can be improved by evaluating the effectiveness and socialization of the program to the workforce. It also requires improvement and strengthening of existing programs to provide better financial protection and benefits to participants.

Q: What are the future research directions for the social security program?

A: Some potential future research directions for the social security program include comparative studies of social security programs in different regions or countries, analysis of the impact of social security programs on different demographics, and design of more effective policies to provide protection and benefits to workers in Indonesia.

Q: How can the social security program be used as an evaluation material for BPJS Employment?

A: The social security program can be used as an evaluation material for BPJS Employment to improve and strengthen existing programs. By understanding more about the impact of each social security program, BPJS Employment can design more effective policies in providing protection and benefits to workers in Indonesia.

Q: What are the recommendations for BPJS Employment based on the findings of this study?

A: Based on the findings of this study, the following recommendations are made:

Improvement of the Old Age Insurance (JHT) program: The significant positive influence of the Old Age Guarantee (JHT) program highlights the importance of this program for the workforce. Therefore, it is recommended that BPJS Employment improves and strengthens this program to provide better financial protection and benefits to participants.
Evaluation of the effectiveness and socialization of other programs: Although other programs such as Work Accident Insurance (JKK), Death Guarantee (JK), and Pension Insurance (JP) also have an influence, the affectation of these influences shows the need for further evaluation of the effectiveness and socialization of these programs to the workforce.
Design of more effective policies: By understanding more about the impact of each social security program, BPJS Employment can design more effective policies in providing protection and benefits to workers in Indonesia.

Conclusion

In conclusion, the social security program has a significant impact on the workforce, providing financial protection and benefits in the event of accidents, death, or retirement. It also provides a sense of security and financial protection for participants, which can improve their quality of life. However, the program has several limitations, including the need for further evaluation of the effectiveness and socialization of the program to the workforce. By understanding more about the impact of each social security program, BPJS Employment can design more effective policies in providing protection and benefits to workers in Indonesia.