Study Of Preferences And Economic Aspects Of Low -income Community Housing Development (MBR) In Batangkuis District

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Introduction

Housing is one of the basic human needs that functions as a residence, protection, and starting point of the development of life and family formation. Therefore, decent housing development, with the provision of facilities, services, and utilities for social development, is needed. The rapid growth of big cities in Indonesia has caused regional growth and created low-income class classes (MBR), which faces challenges in getting a decent place to live. Batangkuis Subdistrict in Deli Serdang Regency, which is part of the center of economic growth in Medan City, faces similar problems. This study aims to identify the preferences of low -income communities regarding housing and analyze the economic aspects of housing development for them.

Methodology

In this study, a quantitative approach was used to assess the preferences of housing ownership by MBR and qualitative approaches to explore the prospects of housing development from an economic perspective. The results showed that the preferences of the MBR community to housing were influenced by several variables. Among these are residential typologies, which include a single house at an affordable price in accordance with the ability to pay the MBR community. In addition, strategic locations, provision of basic facilities, good quality with attractive designs without disturbing prices, as well as support from finance institutions that provide installment schemes are also a determining factor.

Preferences of Low -income Community Housing

The preferences of the MBR community to housing were influenced by several variables. Among these are residential typologies, which include a single house at an affordable price in accordance with the ability to pay the MBR community. In addition, strategic locations, provision of basic facilities, good quality with attractive designs without disturbing prices, as well as support from finance institutions that provide installment schemes are also a determining factor.

  • Residential Typologies: The MBR community prefers a single house at an affordable price in accordance with their ability to pay. This is because a single house provides a sense of security and stability, which is essential for low -income families.
  • Strategic Locations: The MBR community prefers housing located in strategic areas, such as near public transportation, schools, and healthcare facilities. This is because easy access to these amenities is essential for their daily lives.
  • Provision of Basic Facilities: The MBR community prefers housing that provides basic facilities, such as electricity, water, and sanitation. This is because these facilities are essential for their health and well-being.
  • Good Quality with Attractive Designs: The MBR community prefers housing that is of good quality and has attractive designs. This is because they want to live in a comfortable and aesthetically pleasing environment.
  • Support from Finance Institutions: The MBR community prefers housing that is supported by finance institutions that provide installment schemes. This is because they want to have access to affordable financing options.

Economic Aspects of Low -income Community Housing Development

In terms of the development of low -income community housing in Batangkuis District, there are promising prospects from the economic side. The developers can offer land prices and financing and construction costs that are still below the selling price set by the government. The existence of finance institutions from banking also helps facilitate the financing process, which in turn supports housing marketing and sales.

  • Land Prices: The developers can offer land prices that are still below the selling price set by the government. This is because the land prices in Batangkuis District are relatively low compared to other areas in Medan City.
  • Financing and Construction Costs: The developers can offer financing and construction costs that are still below the selling price set by the government. This is because the financing and construction costs in Batangkuis District are relatively low compared to other areas in Medan City.
  • Finance Institutions: The existence of finance institutions from banking helps facilitate the financing process, which in turn supports housing marketing and sales. This is because finance institutions provide affordable financing options to low -income families.

Challenges Faced by Low -income Community Housing

However, the perspective of the MBR community in Batangkuis District shows that the availability of financing institutions has not had a significant impact. This is caused by the gap between the existing financing concepts and their economic capabilities. The amount of monthly installments and a large initial cost makes it difficult for them to access subsidized housing developed in Batangkuis District. Therefore, there needs to be a more adaptive solution to the needs and capabilities of the MBR community so that they can enjoy the right to decent housing.

  • Gap between Financing Concepts and Economic Capabilities: The gap between the existing financing concepts and the economic capabilities of the MBR community is a significant challenge. This is because the financing concepts are not tailored to the needs and capabilities of the MBR community.
  • Amount of Monthly Installments: The amount of monthly installments is a significant challenge for the MBR community. This is because the monthly installments are often too high for them to afford.
  • Large Initial Cost: The large initial cost is a significant challenge for the MBR community. This is because the initial cost is often too high for them to afford.

Conclusion

In -depth analysis of the economic preferences and aspects of the development of housing in Batangkuis District gives a clear picture that although there is a great potential, the challenges faced by the MBR community still need special attention from the government and other stakeholders. With the right approach, it is expected that the need for decent housing for low -income people can be met, so that they can improve the quality of life and contribute more optimally in social and economic development in the area.

  • Need for Decent Housing: The need for decent housing is a significant challenge for low -income families. This is because decent housing is essential for their health and well-being.
  • Improving Quality of Life: Improving the quality of life is a significant challenge for low -income families. This is because they want to live in a comfortable and aesthetically pleasing environment.
  • Contributing to Social and Economic Development: Contributing to social and economic development is a significant challenge for low -income families. This is because they want to contribute to the development of their community and society.

Q: What is the main objective of this study?

A: The main objective of this study is to identify the preferences of low -income communities regarding housing and analyze the economic aspects of housing development for them.

Q: What are the key findings of this study?

A: The key findings of this study are that the preferences of the MBR community to housing are influenced by several variables, including residential typologies, strategic locations, provision of basic facilities, good quality with attractive designs, and support from finance institutions. Additionally, the study found that the availability of financing institutions has not had a significant impact on the MBR community due to the gap between the existing financing concepts and their economic capabilities.

Q: What are the challenges faced by low -income community housing in Batangkuis District?

A: The challenges faced by low -income community housing in Batangkuis District include the gap between the existing financing concepts and the economic capabilities of the MBR community, the amount of monthly installments, and the large initial cost.

Q: What is the role of finance institutions in low -income community housing development?

A: Finance institutions play a crucial role in low -income community housing development by providing affordable financing options to low -income families. However, the study found that the availability of financing institutions has not had a significant impact on the MBR community due to the gap between the existing financing concepts and their economic capabilities.

Q: What are the implications of this study for policy makers and stakeholders?

A: The implications of this study for policy makers and stakeholders are that they need to develop more adaptive solutions to the needs and capabilities of the MBR community, such as providing more affordable financing options and reducing the amount of monthly installments and large initial cost.

Q: What are the potential benefits of low -income community housing development in Batangkuis District?

A: The potential benefits of low -income community housing development in Batangkuis District include improving the quality of life of low -income families, contributing to social and economic development, and reducing poverty and inequality.

Q: What are the potential challenges of low -income community housing development in Batangkuis District?

A: The potential challenges of low -income community housing development in Batangkuis District include the gap between the existing financing concepts and the economic capabilities of the MBR community, the amount of monthly installments, and the large initial cost.

Q: What is the next step for this study?

A: The next step for this study is to develop more adaptive solutions to the needs and capabilities of the MBR community, such as providing more affordable financing options and reducing the amount of monthly installments and large initial cost.

Q: What are the limitations of this study?

A: The limitations of this study are that it is based on a small sample size and that the data collection was limited to a specific area in Batangkuis District.

Q: What are the future research directions for this study?

A: The future research directions for this study are to conduct a larger-scale study to confirm the findings of this study and to explore the potential benefits and challenges of low -income community housing development in other areas.

Q: What are the policy implications of this study?

A: The policy implications of this study are that policy makers need to develop more adaptive solutions to the needs and capabilities of the MBR community, such as providing more affordable financing options and reducing the amount of monthly installments and large initial cost.

Q: What are the social implications of this study?

A: The social implications of this study are that low -income families will have access to decent housing, which will improve their quality of life and contribute to social and economic development.

Q: What are the economic implications of this study?

A: The economic implications of this study are that low -income community housing development will contribute to economic growth and development by providing affordable housing options to low -income families.